Capabilities

A specialized arsenal for European fintechs.

Not a menu of generic developer skills — the specific capabilities we use to build and operate regulated payment infrastructure that passes bank security audits.

01

White-Label Banking & Billing Platforms

Multi-tenant biller, payer, and admin portals that scaling fintechs ship under their own brand — web and mobile.

Vue.jsVuetifyNode.jsFlutter
02

Core Banking & Payment APIs

Scalable, secure backend microservices and API gateways built for high-concurrency transaction processing and national clearing systems.

Java Spring BootKotlin / Vert.xRabbitMQ
03

European Payment-Standard Integration

Native integration with EBICS v2.5/v3 (DE · FR · CH · AT), the eBill network, Swiss QR-bill, and ISO 20022 (camt / pain) messaging.

EBICSeBillQR-billISO 20022
04

Document & QR-Bill Generation

High-volume invoice and statement generation — templated PDFs, watermarking, and standards-compliant Swiss QR-bill rendering at scale.

PDF generationSwiss QR-billTemplating
05

Financial Integrations & Compliance Pipelines

High-trust modules engineered for regulated environments: automated identity-verification (KYC) workflows, secure e-sign, payment reconciliation, and third-party financial integrations.

KYC workflowse-signcamt.054 reconciliation
06

Cloud-Native DevOps

Kubernetes deployments on GKE with GCP provisioning, ArgoCD GitOps, and Terraform IaC — multi-cloud across GCP and AWS, with Swiss / EU data residency.

GKEGCPArgoCDTerraform
07

Security & Compliance

Engineered to pass Cantonal bank security audits — EBICS compliance, data-residency enforcement, HSM-backed key management and X.509 signing, on top of SOC 2 / GDPR baselines.

Cantonal bank auditsEBICS complianceData residencyCloud KMS
08

Legacy Modernization

Migrating monolithic billing and banking systems to event-driven microservices — incrementally, with zero downtime, using the strangler pattern.

Monolith → microservicesZero-downtimeStrangler pattern
09

Architect-Led Engineering Teams

Long-term teams led by an architect and integrated as an extension of your fintech — the heavy architectural lifting handled in-house.

DedicatedArchitect-ledLong-term
How we work

A process built around risk, not just delivery.

How we handle the questions a regulated institution actually asks — compliance, security, and auditability — at every stage.

01

Discovery — Architecture & Compliance Mapping

Before a line of code: we map your architecture, payment rails, threat model, and the specific audit and compliance bar you have to clear.

02

Architecture & Team Formation

An architect designs the system and risk controls up front, then we staff the right engineers against that blueprint — vetted for depth and communication.

03

Delivery & Communication

Regular sprints, transparent reporting, and time-zone overlap. We work in your tooling — Jira, Slack, GitHub — so you always know where things stand.

04

Security-First Quality Assurance

Code reviews and automated testing, plus security-first deployment, penetration-testing readiness, and strict audit logging — built for manual bank review, not just scanners.

05

Scaling & Long-Term Support

GitOps-driven delivery that scales with you. Long-term partnerships mean we know your codebase deeply and support you at any stage.

Have a regulated build in mind?

Tell us about the payment rails, compliance bar, and timeline.

Talk to an architect